A retrospective look at March 23, 2022, tracing the sudden mortgage rate shock in Sumner, Pierce County, and how smart buyers pivoted to seller concessions and buydowns to preserve affordability.
Where to go next
Programs mentioned
- Home Purchase
Buy with a plan, not a guess.
Keep reading
- August 19, 2026 Market Journal: Why a 15-Day Close Still Wins a Negotiated Redmond Deal
In a shifting King County market where inventory is up and buyers can negotiate inspections and seller credits, speed remains your greatest leverage. Here is why a fifteen-day close still wins the deal on a Redmond home, even when using a VA loan.
- August 12, 2026 Market Update: Renting vs. Buying in Federal Way
A retrospective look at the August 2026 Washington housing market, analyzing the shift toward buyer concessions, rising inventory, and how to evaluate the rent-or-buy decision.
- Structuring the Loan to Fit Your Target Payment in a Balanced Market
A dated market-journal entry from August 5, 2026, analyzing how Whatcom County buyers are using rate structures, temporary buydowns, and rate and term refinances to design their monthly payments.
- Kennewick Market Journal: Why a 15-Day Close Wins Negotiated Deals
As the Washington real estate market normalizes, winning a deal is no longer about reckless bidding. A 15-day close gives buyers massive advantages to negotiate price drops and seller credits without sacrificing inspection contingencies.