Calculators
Run your numbers before you talk to anyone
Switch programs at the top: full payment, purchase power, refinance break-even, temporary buydowns, and ARMs. Rough math here, precise math on a call.
Savings against closing costs
$
%
%
yrs
$
Monthly savings
$319
Current payment (P&I)$3,274
New payment (P&I)$2,955
Break-even21 months
Net over 5 years$12,640
Compares principal and interest only. Resetting the term can raise lifetime interest even at a lower rate.
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