VA Loans

Thank your for your service!

Designed to offer long-term financing to American veterans, VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.

 
Here’s how it works:

• 100% financing without private mortgage insurance or 20% second mortgage.
• A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.
• When purchasing a home veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.
• When refinancing a home, veterans may borrow up to 90% of reasonable value in order to refinance where state law allows.
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Apply for a VA Loan with us or go to https://www.va.gov/opa/persona/index.asp for more information on VA loans

 
The good news is that these loans are becoming easier to access online and qualify for.

If you’re ready to get rolling, you can start your application now or call 206.335.7334 to discuss your particular needs.